Is An Attached Garage Considered Part Of The House

Is An Attached Garage Considered Part Of The House?

An attached garage is a garage that is physically connected to a house. It is typically accessed through a door from the house, and it may also have an exterior door leading to the driveway. Attached garages are a popular feature in homes, as they provide convenient and protected parking for vehicles. But the question remains: is an attached garage considered part of the house?

The answer to this question is not always straightforward. In some cases, an attached garage may be considered part of the house, while in other cases it may be considered a separate structure. This distinction can have implications for insurance purposes, property taxes, and resale value.

Generally speaking, an attached garage is considered part of the house if it is: • Permanently attached to the house • Covered by the same roof as the house • Accessible from the inside of the house

However, there are some exceptions to this rule. For example, an attached garage may be considered a separate structure if it is: • Built on a separate foundation • Has its own roof • Is not accessible from the inside of the house

If you are unsure whether or not your attached garage is considered part of the house, it is best to consult with a local building inspector or real estate agent. They can help you determine the status of your garage and advise you on the implications of this distinction.

Insurance Implications

Whether or not an attached garage is considered part of the house can have a significant impact on your insurance coverage. If your garage is considered part of the house, it will be covered under your homeowners insurance policy. However, if your garage is considered a separate structure, you may need to purchase a separate insurance policy to cover it.

The cost of insurance for an attached garage is typically lower than the cost of insurance for a detached garage. This is because attached garages are less likely to be damaged by wind or other weather events.

Property Taxes

The status of your attached garage can also affect your property taxes. In some cases, attached garages are taxed as part of the house, while in other cases they are taxed as separate structures. The tax rate for attached garages is typically lower than the tax rate for detached garages.

If you are concerned about the tax implications of your attached garage, you should contact your local tax assessor. They can help you determine the status of your garage and advise you on the tax implications of this distinction.

Resale Value

An attached garage can add to the resale value of your home. Buyers often prefer homes with attached garages because they provide convenient and protected parking for vehicles. The value of an attached garage will vary depending on the size, condition, and location of the garage.

If you are considering selling your home, you should highlight the attached garage in your listing. You can also make sure that the garage is in good condition and that it is well-maintained.

Conclusion

Whether or not an attached garage is considered part of the house can have implications for insurance purposes, property taxes, and resale value. It is important to understand the status of your attached garage and the implications of this distinction. If you have any questions about the status of your attached garage, you should consult with a local building inspector or real estate agent.